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Car insurance requirements by state.

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Auto insurance policy requirements differ in every state. To make it easier for you to determine what your state requires we are providing the following links. These are links to the Departments of Insurance in your state. Take the time to carefully review these before you buy insurance. High Risk Car Insurance

Alabama

Alabama

State Insurance Law

AL

Bodily Injury & Property Damage Liability (effective 6/2000)

20/40/10


Alaska

Alaska

State Insurance Law

AK

Bodily Injury & Property Damage Liability

50/100/25


American Samoa


Arizona

Arizona

State Insurance Law

AZ

Bodily Injury & Property Damage Liability

15/30/10


Arkansas

Arkansas

State Insurance Law

AR

Bodily Injury & Property Damage Liability

25/50/15


California

California

State Insurance Law

CA

Bodily Injury & Property Damage Liability

15/30/5f(m)


Colorado

Colorado

State Insurance Law

CO

Bodily Injury & Property Damage Liability, Personal Injury Protection

25/50/15


Connecticut

Connecticut

State Insurance Law

CT

Bodily Injury & Property Damage Liability, Uninsured Motorist, Underinsured Motorist

20/40/10


D.C.

District of Columbia

State Insurance Law

DC

Bodily Injury & Property Damage Liability, Uninsured Motorist

25/50/10


Delaware

Delaware

State Insurance Law

DE

Bodily Injury & Property Damage Liability, Personal Injury Protection

15/30/5(j)


Florida

Florida

State Insurance Law

FL

Property Damage Liability, Personal Injury Protection

10/20/10


Georgia

Georgia

State Insurance Law

GA

Bodily Injury & Property Damage Liability

15/30/10


Hawaii

Hawaii

State Insurance Law

HI

Bodily Injury & Property Damage Liability, Personal Injury Protection

20/40/10


Idaho

Idaho

State Insurance Law

ID

Bodily Injury & Property Damage Liability

25/50/15


Illinois

Illinois

State Insurance Law

IL

Bodily Injury & Property Damage Liability, Uninsured Motorist

20/40/15


Indiana

Indiana

State Insurance Law

IN

Bodily Injury & Property Damage Liability

25/50/10


Iowa

Iowa

State Insurance Law

IA

Bodily Injury & Property Damage Liability

20/40/15


Kansas

Kansas

State Insurance Law

KS

Bodily Injury & Property Damage Liability, Personal Injury Protection, Uninsured Motorist

25/50/10


Kentucky

Kentucky

State Insurance Law

KY

Bodily Injury & Property Damage Liability, Personal Injury Protection

25/50/10


Louisiana

Louisiana

State Insurance Law

LA

Bodily Injury & Property Damage Liability

10/20/10


Maine

Maine

State Insurance Law

ME

Bodily Injury & Property Damage Liability, Uninsured Motorist, Underinsured Motorist(n)

50/100/25(k)


Maryland

Maryland

State Insurance Law

MD

Bodily Injury & Property Damage Liability, Personal Injury Protection (may be waived for the policyholder but compulsory for passengers), Uninsured Motorist

20/40/10


Massachusetts

Massachusetts

State Insurance Law

MA

Bodily Injury & Property Damage Liability, Personal Injury Protection, Uninsured Motorist

20/40/5


Michigan

Michigan

State Insurance Law

MI

Bodily Injury & Property Damage Liability, Personal Injury Protection

20/40/10


Minnesota

Minnesota

State Insurance Law

MN

Bodily Injury & Property Damage Liability, Personal Injury Protection, Uninsured Motorist, Underinsured Motorist

30/60/10


Mississippi

Mississippi

State Insurance Law

MS

Financial Responsibility Only

10/20/5


Missouri

Missouri

State Insurance Law

MO

Bodily Injury, Property Damage Liability, Uninsured Motorist

25/50/10


Montana

Montana

State Insurance Law

MT

Bodily Injury & Property Damage Liability

25/50/10


Nebraska

Nebraska

State Insurance Law

NE

Bodily Injury & Property Damage Liability

25/50/25


Nevada

Nevada

State Insurance Law

NV

Bodily Injury & Property Damage Liability

15/30/10


New Hampshire

New Hampshire

State Insurance Law

NH

Financial Responsibility Only, UM

25/50/25


New Jersey

New Jersey

State Insurance Law

NJ

Bodily Injury & Property Damage Liability, Personal Injury Protection, Uninsured Motorist

15/30/5(1)


New Mexico

New Mexico

State Insurance Law

NM

Bodily Injury & Property Damage Liability

25/50/10


New York

New York

State Insurance Law

NY

Bodily Injury & Property Damage Liability, Personal Injury Protection, Uninsured Motorist

25/50/10*

(50/100 if the injury results in death)


North Carolina

North Carolina

State Insurance Law

NC

Bodily Injury & Property Damage Liability

25/50/15


North Dakota

North Dakota

State Insurance Law

ND

Bodily Injury & Property Damage Liability, Personal Injury Protection, Uninsured Motorist

25/50/25


Ohio

Ohio

State Insurance Law

OH

Bodily Injury & Property Damage Liability

12.5/25/7.5


Oklahoma

Oklahoma

State Insurance Law

OK

Bodily Injury & Property Damage Liability

10/20/10


Oregon

Oregon

State Insurance Law

OR

Bodily Injury & Property Damage Liability, Personal Injury Protection, Uninsured Motorist

25/50/10


Pennsylvania

Pennsylvania

State Insurance Law

PA

Bodily Injury & Property Damage Liability, Medical Payments

15/30/5


Puerto Rico

Puerto Rico


Rhode Island

Rhode Island

State Insurance Law

RI

Bodily Injury & Property Damage Liability, Uninsured Motorist

25/50/25


South Carolina

South Carolina

State Insurance Law

SC

Bodily Injury & Property Damage Liability, Uninsured Motorist

15/30/10


South Dakota

South Dakota

State Insurance Law

SD

Bodily Injury & Property Damage Liability, Uninsured Motorist

25/50/25


Tennessee

Tennessee

State Insurance Law

TN

Financial Responsibility Only

25/50/10


Texas

Texas

State Insurance Law

TX

Bodily Injury & Property Damage Liability

20/40/15


Utah

Utah

State Insurance Law

UT

Bodily Injury & Property Damage Liability, Personal Injury Protection

25/50/15


Vermont

Vermont

State Insurance Law

VT

Bodily Injury & Property Damage Liability, Uninsured Motorist, Underinsured Motorist

25/50/10


Virgin Islands

U.S. Virgin Islands


Virginia

Virginia

State Insurance Law

VA

Bodily Injury & Property Damage Liability, Uninsured Motorist

25/50/20


Washington

Washington

State Insurance Law

WA

Bodily Injury & Property Damage Liability

25/50/10


West Virginia

West Virginia

State Insurance Law

WV

Bodily Injury & Property Damage Liability, Uninsured Motorist

20/40/10


Wisconsin

Wisconsin

State Insurance Law

WI

Financial Responsibility Only, Uninsured Motorist

25/50/10


Wyoming

Wyoming

State Insurance Law

WY

Bodily Injury & Property Damage Liability

25/50/20

Auto insurance policy requirements differ in every state. To make it easier for you to determine what your state requires we are providing the following links. These are links to the Departments of Insurance in your state. Take the time to carefully review these before you buy insurance.Car Insurance Company Online.

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